personal finance

Wall Street still seems to be bullish on the markets, but historically the summer months have not been kind to stocks. The Dow Jones industrial average posted slight losses in June and August, and slight gains in July, on average over the last 20 years. Many analysts are at odds over what this summer will bring for the markets.

  As the stock markets continue their wild swings, some financial experts are calling the volatility we’'ve experienced during the last several months the “new norm” for 2015, which is not welcome news to the average investor. Joining us to look at the current markets and discuss smart ways to invest your money for the long haul are Crit Thomas, senior investment strategist with Touchstone Funds; and, local financial advisor Chris DeSimio.

Over the last week the stock market has been a rollercoaster ride, with the Dow Jones Average gaining or dropping hundreds of points from one session to the next. Joining us to look at the recent market volatility and discuss ways to invest your money for growth are Michael Schroer, managing partner and chief investment officer with Renaissance Investment Management; and local financial advisor Chris DeSimio.

Along with losing weight and leading a healthier lifestyle, one of the top resolutions people make each year is to start managing their money better. And just like losing weight, many people find that resolution hard to keep. But there are methods and resources available to anyone who really wants to learn how to track their finances and manage their investments. Joining us to discuss the outlook for the markets in 2015, and provide suggestions and information that will help you get better control of your finances this year, are Bahl & Gaynor Investment Counsel Vice President and portfolio manager Jim Russell; Dale Coates, vice president and institutional portfolio manager  with Johnson Investment Counsel; and financial advisor Chris DeSimio.

  Several studies have shown that money is one of the main reasons couples argue: how much should be put away in savings, keeping joint or separate bank and credit card accounts, what do you mean you bought a bass boat?

  Do you need a financial planner or advisor? The answer is a resounding maybe. Everyone's situation is different, but there are stages in life when it could be beneficial to have a professional help you with your finances. Then you have to do your homework, learn how planners make their money, how they are regulated, and what all those letters after their names -CPA, CFP, CLU, or CFA - mean.