Several studies have shown that money is one of the main reasons couples argue: how much should be put away in savings, keeping joint or separate bank and credit card accounts, what do you mean you bought a bass boat?
Do you need a financial planner or advisor? The answer is a resounding maybe. Everyone's situation is different, but there are stages in life when it could be beneficial to have a professional help you with your finances. Then you have to do your homework, learn how planners make their money, how they are regulated, and what all those letters after their names -CPA, CFP, CLU, or CFA - mean.