Rain is so important in Malawi's agriculture-based economy that there are names for different kinds of it, from the brief bursts of early fall to heavier downpours called mvula yodzalira, literally "planting rain." For generations, rainfall patterns here in the southeast part of Africa have been predictable, reliable. But not now.
In the village of Jasi, in the hot, flat valley of Malawi's Lower Shire, farmer Pensulo Melo says 2010 was a disaster.
Millions of American property owners get flood insurance from the federal government, and a lot of them get a hefty discount. But over the past decade, the government has paid out huge amounts of money after floods, and the flood insurance program is deeply in the red.
Congress tried to fix that in 2012 by passing a law to raise insurance premiums. Now that move has created such uproar among property owners that Congress is trying to make the law it passed disappear.
There's a drive-thru ATM in Charlotte, N.C., that looks pretty standard, but it has an extra function: a button that says "speak with teller."
The face of a woman wearing a headset sitting in front of a plain blue background flashes onto the ATM screen. "Good afternoon," she says. "Welcome to Bank of America. My name is Carolina. How are you today?"
She's one of a cadre of Bank of America employees in Florida and Delaware call centers, where they remotely control ATMs across the country. I ask for $26.