For many online and other small businesses, getting a loan or a big cash advance is tough. Banks and other traditional lenders are often leery of those without years of financial statements and solid credit scores.
But some lenders and other financial services companies are beginning to assess credit risk differently — using criteria you might not expect.
Jeffrey Grossman is an acupuncturist in Bellingham, Wash. He's also a small businessman. He creates media marketing materials for other acupuncturists hoping to expand their practice.
A red pickup rolls into a 1,000-acre pasture of dry grassland on the Fort Belknap Indian Reservation in northern Montana. Mark Azure, director of the reservation's fish and wildlife department, is out looking for buffalo when he spots about two dozen of the furry beasts gathering around a watering hole.
The animals are "grazing, wallowing, drinking, checking us out," Azure explains. He says the tribes have been working to see these bison here for years.
"This is their home, this is where they came from," he says.
Originally published on Tue October 15, 2013 1:55 pm
The budget negotiations in Washington are not front-page news on Mars. There, millions of miles away, NASA's rovers continue to operate, taking photographs and collecting data as they prepare for the coming Martian winter.
NPR's Joe Palca has this report for our Newscast unit:
Originally published on Tue October 15, 2013 12:49 am
Monday marks the last day of newsstand sales of the International Herald Tribune, the newspaper that was once instrumental in keeping American expatriates up to date on their homeland. On Tuesday, the paper will bear a new name: The International New York Times.