Chris DeSimio


Numerous studies show most of us would rather talk about death, politics or religion than talk about financial matters. And it can be an even touchier subject for couples to discuss.

A recent article in Marketwatch points out the high cost of financial illiteracy, $200 billion in the last 20 years as people made poor investment decisions, ran up credit card debt or made poor choices about borrowing money.

While it can be difficult to think about taxes during the holidays, by following a few year-end tips you can prepare now to save on your taxes due in April. And the GOP tax plan could become law by Christmas, it's a good time to start thinking about how the new rules could affect you next year.

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Getting your affairs in order in case of death or disability is a project most of us would rather avoid. And there are lots of excuses for not doing it, from fear to lack of time and money. But the payoffs of letting your wishes be known can be huge, especially for family and friends.



This Thursday is the 30th Anniversary of the October 1987 stock market crash that sent the Dow Jones Industrial Average plummeting by almost 23 percent in one day. Markets around the world also fell that day, making this the first contemporary global financial crisis. The huge drop in the Dow remains the largest one-day stock market decline in history, topping even the 1929 crash.


There are many names for the group of people born from about 1981 to 1997-- millennials, Generation Y, Echo Boomers. A survey by investment firm T. Rowe Price called them the Money Conscious Generation.

A recent WalletHub study shows Ohio has the most student debt in the country with an average of $30,239 per student.  Nationally, student loan debt stands at a staggering $1.3 trillion.

Greg Hume

Once the home of influential anti-slavery author Harriet Beecher Stowe, the Stowe House in Walnut Hills is recognized as a site on the National Underground Railroad Network to Freedom.  Planning is underway for restoration work on the 184-year-old house located at the corner of Martin Luther King Drive and Gilbert Avenue.

U.S. Department of the Treasury

Do you remember a time when a bank savings account earned about five percent interest each year? It’s quite a contrast from today, with savings accounts averaging just a little more than a half percent. Series EE Savings Bonds return one-tenth of a percent, nowhere near enough to keep up with inflation. Other government bonds have higher rates, but still average about two percent. You can do better with high-yield bonds and the dividends paid on some stocks, if you’re willing to take the risks associated with those types of investments.


With the Fourth of July coming up next week, we take a look at the world of finance through the eyes of our country’s founders – a “Founding Fathers Finance Party,” so to speak.


Not so long ago the Medicare federal health insurance program was relatively simple. Most Americans were more or less automatically enrolled in the program at age 65. Nowadays, Medicare has become vastly complicated, with different enrollment periods, different plans, and lots of other variables at play. Make a mistake in any of these areas and it can cost you money, aggravation, and lost chances to get the best health care.


Many of us think we need to wait until our kids are old enough to “get it” before having the money talk. But research shows you actually can start the conversation much earlier. The research also shows the biggest influence on a child’s financial behavior is mom and dad. So, when and how do you start?


Disruptive startups versus Blue Chip companies. Dave Knox calls this competition the new game of high-stakes business. 

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From balancing your checkbook or monitoring your credit score to finding a new job or adjusting your investment allocation, there are several steps you can take now that will help improve your financial situation over the next year and years to come.

With hosting parties, visiting family and preparing holiday meals, December can be a busy month. Probably the last thing you want to think about this time of year is your finances. But with the December 31st deadline looming for certain financial activities, tax and financial experts say the time you spend now will reap benefits in the New Year and beyond.