Do you need a financial planner or advisor? The answer is a resounding maybe. Everyone's situation is different, but there are stages in life when it could be beneficial to have a professional help you with your finances. Then you have to do your homework, learn how planners make their money, how they are regulated, and what all those letters after their names -CPA, CFP, CLU, or CFA - mean. Financial advisor Chris Desimio; Rebecca Pace with Orcutt & Company CPAs; and Ed Kuresman with Madison Wealth Management help us take a look at the current markets and the financial planning industry.
Financial Planning Association: http://www.plannersearch.org/Pages/home.a
National Association of Personal Financial Advisors: http://www.napfa.org/